Friday, 28 September 2012

Consider Applying with a Cosigner

Consider Applying with a Cosigner


Although a cosigner is not necessary or required to apply, a cosigner may increase the likelihood of approval and may result in a better interest rate. Student borrowers may request that cosigners be released after 36 consecutive, on-time payments of principal and interest. At the time of the request for cosigner release, the student borrower must meet Chase’s minimum credit criteria and other established cosigner release eligibility requirements in order to establish the capacity to repay the loan on his or her own. The student borrower becomes solely responsible for repayment of the loan after the cosigner is released.

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